{"id":383,"date":"2024-02-15T05:00:00","date_gmt":"2024-02-15T05:00:00","guid":{"rendered":"https:\/\/vitalitywealth.ca\/?page_id=383"},"modified":"2024-02-15T16:47:11","modified_gmt":"2024-02-15T16:47:11","slug":"pension-benefits","status":"publish","type":"page","link":"https:\/\/vitalitywealth.ca\/pension-benefits\/","title":{"rendered":"Pension & Benefits"},"content":{"rendered":"\n
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\u201cProfits are the applause you get for taking care of your people\u201d<\/h1> <\/div>\n<\/div>\n\n
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Expertise<\/h1> <\/div>\n<\/div>\n\t\t
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Over 75 years combined experience<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Over 100 businesses and thousands of lives covered<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Intelligent Plan Designs<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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Over 60 years combined experience<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Over 80 businesses and 600 lives covered<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Intelligent Plan Designs<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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Thorough Semi- Annual Plan Reviews<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Expert Renewal Negotiations<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Industry-specific awareness and advice for YOUR business<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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Thorough Semi- Annual Plan Reviews<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Expert Renewal Negotiations<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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Industry-specific awareness and advice for YOUR business<\/p>\t\t<\/div>\n <\/div>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\n

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What We Can Do for You<\/h1> <\/div>\n<\/div>\n\n
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\u201cVitality Pension & Benefits Group is one of Canada\u2019s leading firms for employee benefits and group retirement and investment services.
As an extension of your HR team<\/strong><\/span>, we utilize our expertise to provide competitive and tailored programs based on your industry, employees needs and company values.\u201d<\/p> <\/div>\n<\/div>\n\n

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Our extensive services and expertise include the following:<\/h2> <\/div>\n<\/div>\n\t\t
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GROUP RRSP\u2019S<\/strong><\/h4>\n

Group Registered Retirement Savings Plans to cost-efficiently compensate your employees and help save for retirement.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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GROUP TFSA\u2019S AND RESP\u2019S<\/strong><\/h4>\n

Group Tax-Free-Savings Accounts and Registered Education Savings Plans to provide enhanced financial support to your employees and their families.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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DEFERRED PROFIT-SHARING PLANS (DPSP\u2019S)<\/strong><\/h4>\n

Compensate and motivate your employees with cost-efficient profit sharing tied to your companys success metrics.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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PENSIONS<\/strong><\/h4>\n

Pension plans to provide consistent retirement income support.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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GROUP RRSP\u2019S<\/strong><\/h4>\n

Group Registered Retirement Savings Plans to cost-efficiently compensate your employees and help save for retirement.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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GROUP TFSA\u2019S AND RESP\u2019S<\/strong><\/h4>\n

Group Tax-Free-Savings Accounts and Registered Education Savings Plans to provide enhanced financial support to your employees and their families.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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DEFERRED PROFIT-SHARING PLANS (DPSP\u2019S)<\/strong><\/h4>\n

Compensate and motivate your employees with cost-efficient profit sharing tied to your companys success metrics.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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PENSIONS<\/strong><\/h4>\n

Pension plans to provide consistent retirement income support.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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INITIAL BENEFIT ANALYSIS<\/strong><\/h4>\n

We will conduct a detailed analysis of your existing program from both a financial and plan design perspective to provide you with tailored recommendations to meet your objectives.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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INDUSTRY BENCHMARKING<\/strong><\/h4>\n

Comparing your programs costs, claims, and plan design to industry standards is integral to a competitive benefit plan.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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BENEFITS MARKETING<\/strong><\/h4>\n

We request proposals from select benefit providers, analyze and negotiate proposals, and present you with a comprehensive suite of options.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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STRATEGIC BENEFITS PLANNING<\/strong><\/h4>\n

Aligning your organization\u2019s values and your employee\u2019s unique needs, we’ll develop a critical path outlining your 3-5 year benefits strategy.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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INITIAL BENEFIT ANALYSIS<\/strong><\/h4>\n

We will conduct a detailed analysis of your existing program from both a financial and plan design perspective to provide you with tailored recommendations to meet your objectives.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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INDUSTRY BENCHMARKING<\/strong><\/h4>\n

Comparing your programs costs, claims, and plan design to industry standards is integral to a competitive benefit plan.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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BENEFITS MARKETING<\/strong><\/h4>\n

We request proposals from select benefit providers, analyze and negotiate proposals, and present you with a comprehensive suite of options.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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STRATEGIC BENEFITS PLANNING<\/strong><\/h4>\n

Aligning your organization\u2019s values and your employee\u2019s unique needs, we’ll develop a critical path outlining your 3-5 year benefits strategy.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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EXECUTIVE BENEFITS<\/strong><\/h4>\n

We design and implement benefit solutions for your Executive Team which provides enhanced coverage for your most valued employees.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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KEY PERSON INSURANCE<\/strong><\/h4>\n

We design solutions to protect your most valuable employees and your organizations ongoing success.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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BENEFIT MERGERS & ACQUISITIONS<\/strong><\/h4>\n

Extensive experience in consolidating multiple programs into one unified policy.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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ANNUAL RENEWAL NEGOTIATION<\/strong><\/h4>\n

We analyze and negotiate your renewal rates annually. Based on our experience, expertise, and industry relationships, we negotiate the best possible position on your behalf. A detailed report complete with an executive summary is provided every year.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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EXECUTIVE BENEFITS<\/strong><\/h4>\n

We design and implement benefit solutions for your Executive Team which provides enhanced coverage for your most valued employees.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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KEY PERSON INSURANCE<\/strong><\/h4>\n

We design solutions to protect your most valuable employees and your organizations ongoing success.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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BENEFIT MERGERS & ACQUISITIONS<\/strong><\/h4>\n

Extensive experience in consolidating multiple programs into one unified policy.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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ANNUAL RENEWAL NEGOTIATION<\/strong><\/h4>\n

We analyze and negotiate your renewal rates annually. Based on our experience, expertise, and industry relationships, we negotiate the best possible position on your behalf. A detailed report complete with an executive summary is provided every year.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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ASO <\/strong><\/h4>\n

Our expertise includes alternative funding arrangements such as self-insured administrative services only (ASO).<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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FLEX BENEFITS (HCSA & WSA)<\/strong><\/h4>\n

A Health Care Spending Account can be used as a stand-alone flexible benefits plan, or to add greater flexibility to your insured plan. A Wellness Spending Account provides employees with funds to purchase items such as gym memberships and golf green fees (and more), which are treated as a taxable benefit.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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EMPLOYEE COMMUNICATION<\/strong><\/h4>\n

We will help ensure your employees realize the true value of their benefits through written communications, live presentations, webinars, and employee surveys.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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DISPUTE RESOLUTION<\/strong><\/h4>\n

On escalated \/ sensitive claim issues we become directly involved acting as a liaison between the employee, employer, and insurer.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t

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ASO <\/strong><\/h4>\n

Our expertise includes alternative funding arrangements such as self-insured administrative services only (ASO).<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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FLEX BENEFITS (HCSA & WSA)<\/strong><\/h4>\n

A Health Care Spending Account can be used as a stand-alone flexible benefits plan, or to add greater flexibility to your insured plan. A Wellness Spending Account provides employees with funds to purchase items such as gym memberships and golf green fees (and more), which are treated as a taxable benefit.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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EMPLOYEE COMMUNICATION<\/strong><\/h4>\n

We will help ensure your employees realize the true value of their benefits through written communications, live presentations, webinars, and employee surveys.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t

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DISPUTE RESOLUTION<\/strong><\/h4>\n

On escalated \/ sensitive claim issues we become directly involved acting as a liaison between the employee, employer, and insurer.<\/p> <\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t

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Trusted carriers<\/h1> <\/div>\n<\/div>\n
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\n \"MF